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Health plan cancelled after disabling stroke

Writer's picture: MikeMike

After being on long-term disability for two years and still attempting to recover from a stroke, my employer health plan was automatically terminated in accordance with policy provisions, meaning I no longer had the ability to secure rehab with employer health insurance and insured medications.


Because I was on the family plan with Sun Life insurance, my wife and dependent children also lost their health coverage and insured access to medications.


I have learned that most organizations in Canada have the same deficient employer health insurance plans as mine. Most Canadians are not prepared financially for the deficiencies in public and employer health plans in the case of a disabling stroke.


My message is simple: Check the fine print in your employer health plans, especially related to long-term disability and make sure you have $250,000 in your savings account or critical illness insurance in case of a disabling stroke.


Jim McEwen, president,

Durham Region Stroke Recovery Group,

Bowmanville, Ont.




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